I have been lending since 1976. My career has included 2 major banks, a trust company, a finance company and a credit union. I have completed the Investment Funds in Canada course, the Canadian Securities Course and the Accredited Mortgage Professional designation. Married in 1975, Deb and I have 3 children and 4 grandchildren. My personal goal is to save you time, stress, and money. My experience will assist you whether buying, transferring, renewing, refinancing or constructing a home, rental unit or commercial unit. For a free consultation, please call.